Clackamas Fire's improved rating could lower insurance rates
Clackamas Fire's recently improved fire-protection rating could result in lower fire-insurance premiums for everyone in the area.
Insurance Services Office gave Clackamas Fire a Class 2 rating, which is an improvement from Clackamas Fire's previous Class 3 rating. The agency rates from Class 1 to Class 10, with Class 1 being the best. Many insurance companies use this rating for establishing fire insurance premiums for residential and commercial properties.
Prior to this year's rating, Clackamas Fire was last rated in 2005. In 2017, Boring Fire District #59 annexed into Clackamas Fire District #1. Prior to annexation Boring Fire's service area was a Class 3 and a Class 5 in rural areas. This year's new Class 2 rating applies to all areas protected by Clackamas Fire, which includes the newly annexed areas.
Clackamas Fire spokesman Steve Hoffeditz said the Insurance Services Office looks at available firefighting water supply and the public communication system, among other factors.
To find out more about how the improved rating directly impacts fire-insurance premiums, contact your home insurance provider.