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INSIDERS (Sponsored Content)
Brought to you by Sharon Freeman - Entrepreneur INSIDER -
Do you have an upcoming special occasion that you would like to celebrate with friends and family in the heart of Oregon wine country? Would you like to stay in a beautiful, cozy country home, and have a wine and food pairing feast prepared by chef/caterer and sommelier? If so, wed like to introduce you to our latest INSIDER, Sharon Freeman.
A former restaurant owner in the Newberg area, and the owner of catering business Perfect Picnics (www.custompicnics.com), Sharons beautiful home in Newberg is available for online booking at VRBO.com (listing number #711790), or on Airbnb by searching Newberg listings for Country Charm 2-acre Vineyard Views"... The beautifully appointed farmhouse, called Feathered Nest, is located on a fully fenced and gated two-acre property with a wraparound porch featuring stunning vineyard views.
The property is up the road from the award-winning resort, the Allison Inn and Spa. Feathered Nest is adjacent to Bell Road, which is lined with tasting rooms at many of the best wineries in the region. In addition to creating food and wine paired meals at the Feathered Nest and catering local events, she also creates gourmet baskets to take on wine tours.
For Sharon, the best part of the job is the chance to share her passion for pairing food and wine and making genuine connections with her guests. As a sommelier, I enjoy the chance to get to know the people who visit here, she said. For more information, call 503-317-2494 or book online at VRBO.com or AirBnb.com today.
Listing - Country Charm 2-acre Vineyard Views
Brought to you by Annette Merrell, Vice President and Business Development Manager, Premier Community Bank - Community Banking INSIDER -
Now that the stresses and emotions of the election season are behind us (and I dont know a single person who is not grateful for that), it is time to remember our own gratitude for the freedoms we enjoy. While each of us has our own personal way to give back to the communities we live in, many people are not aware of Oregons Day of Giving which is just around the corner on Tuesday, November 29th. Many of our non-profit friends are registered on the oregoniansgive.org website and are ready to receive your donation. So while you fret over what to buy Grandma for Christmas, or what gift to give your neighbor, child, husband, or friend, consider first a donation to the hard working non-profits in your community. These are the services that provide shelter for the homeless, support to families facing crisis, tender companionship to the elderly, or childcare for single parents, to name just a few.
As a local community bank, Premier Community Bank supports over 100 local non-profit organizations in a variety of ways. From our employees who volunteer countless hours, banking services especially designed for our non-profit partners, to cash and in-kind giving, we are grateful to be able to give to the communities and neighborhoods where we do business.
So this next Tuesday, think about a gift to your favorite non-profit and then enjoy the holiday season with your family and friends.
PREMIER COMMUNITY BANK
901 North Brutscher Street, Newberg, OR 97132
Brought to you by Randy McCreith, Bella Casa Real Estate Group - Real Estate INSIDER -
We pride ourselves, our political system is governed by defined law; everyone is equal under the law. This is a great blessing to all of us and a safeguard from personal whim and individual tyranny.
When we try to regulate everything and everyone by law, law becomes as much a curse as it was a blessing. Law only works when we have mostly responsible and ethical people.
We have 103 years of real estate law in the books; our industry is built on a solid foundation of deliberative and tested law. This is good.
What is killing us is regulation. The moment I mention that, people take sides and emotions rage on both sides of this issue. When people are not good, then laws multiply in the form of arbitrary regulations and regulations can kill.
Our appraisal industry is a train wreck! With the intent of helping the poor, we now have government loans that come with an appraisal cost of $1,000 to $1500 for a starter home on a no down-payment loan! The buyers used to pay $300 before a tidal wave of regulations improved our industry. Fail to pay the price and the length of time to get an appraisal can easily jump to 90 days! We used to close full loans complete in 30 days routinely.
I can hear it now, "We need to regulate this and fix it!" The problem is that short-sighted, ignorant, and tyrannical regulations actually caused this and there is no fix for this problem until the regulations are removed. This is the LAW OF UNINTENDED CONSEQUENCES.
BELLA CASA REAL ESTATE GROUP
1002 SPRINGBROOK RD., NEWBERG, OR 97132
207 NE 19TH ST, STE 100, MCMINNVILLE, OR 97128
Brought to you by Diane Edwards, AWMA®. Edwards & Associates, Financial Services, Inc.
Are you responsible for an aging parent while planning for kids college or supporting a boomerang child? Welcome to the sandwich generation.
For many Baby Boomers, the phrase stuck in the middle with you probably brings back to mind the familiar tune of the 1970s song, and perhaps even a few associated memories of our lives at that point in time. What friends we hung out with, what we spent our money on, and what our thoughts were on what we thought was important at the time. In todays time, however, that same phrase is bringing about new feelings to some baby boomers as they find themselves in the middle of caring for both growing children and aging parents. The phrase sandwich generation is becoming a generational synonym for baby boomers.
What once was understood and expected by the older generation has become a new challenge for baby boomers with their busy lives and sometimes distant living. Because many Baby Boomers started their families after establishing a career, their parents are aging and their children are heading off to college with huge price tags affixed to them. Not to mention that they are in the critical saving years for their own retirement. Unless their last name is Buffet or Gates there will need to be tough conversations and even tougher decisions made to ensure prudence reigns.
In the second part of our series on Living With Eyes Wide Open, found at Money Chat, we discuss the reality, risks and rewards of being the Sandwich Generation.
EDWARDS & ASSOCIATES, FINANCIAL SERVICES, INC.
Toll Free: 866.699.8743
Brought to you by Tim McDaniel, Shoe Mates Footwear and Repair - SHOES INSIDER -
Brought to you by Dr. Wendy Abraham, Naturopathic Physician, Sherwood Aesthetic Medicine - Aesthetic Medicine INSIDER -
This time of year can get hectic. Family obligations, holiday prep and work responsibilities have you running around. But when you stop and look in the mirror, do you find yourself looking as tired as you feel? Do you have a sagging jaw line? Do you see deep folds around your mouth? These are normal signs of aging caused by loss of volume in the cheek area and skin laxity along the jawline. In order to turn back time and get a natural restored look, you need to treat both aspects of the aging process.
Consider a Novalift - a non-surgical treatment that combines Novathreads and dermal fillers that offers instant results with little to no downtime. Novathreads are safe, 100% absorbable polydioxanone threads that are inserted into the neck or jawline by a certified Novathread physician. Dermal fillers like Restylane, treat volume loss in areas like the nasolabial folds and mid-face. The results are instant and long-lasting, says Dr. Abraham, Your jawline will be lifted and more defined for an overall more youthful look.
I sometimes liken it to, The tablecloth is too big for the table, said Dr. Abraham. The cloth tends to hang. Were adding volume and extending the table so its lifting the skin from the top and pulling the jawline up for a vibrant appearance. Consultations and facial evaluations are always complimentary at Sherwood Aesthetic Medicine. Schedule your consultation today with Dr. Abraham to determine if you are a good candidate for a Novalift.
SHERWOOD AESTHETIC MEDICINE
16771 SW 12TH ST., SUITE C, SHERWOOD, OR 97140
Brought to you by Darrel Baumer, DB Collision & Autoworks - Automotive INSIDER -
At DB Collision & Autoworks, Darrel understands that your car is more than just a means of transportation. An auto accident can be traumatizing, and repairs may be an expensive investment. Its important to Darrel to make your experience as simple, easy-to-understand and stress-free as possible.
Over many years of collision repair, Darrel has built strong relationships with parts manufacturers and insurance companies, and he looks forward to developing strong relationships with his customers. A lot of times, a persons car is a big part of their life, Darrel said. The more you involve the customer, the more trust you build.
This includes friendly service from the moment you walk in the door, and keeping you in the loop at every stage of the car repair process. Darrel always provides written estimates and will explain the parts hes selected and why. To make the process easier, he works directly with your insurance company and lets you know as soon as hes made contact with the adjuster to get a better idea of when the repairs will get started.
Whether you need your car to commute or to run everyday errands, you may be anxious about when you will get it back. Darrel goes above and beyond to help you understand the work that hes doing, to keep you apprised with timely updates if new repairs come up and if the car needs to stay in the shop a little longer. Going through an auto accident is a difficult experience, but getting your car repaired shouldnt be.
DB COLLISION & AUTOWORKS
1040 INDUSTRIAL PARKWAY, SUITE G
NEWBERG, OR 97132
Brought to you by Mike McBride, Farmers Insurance - Insurance INSIDER -
For many people, the convenience of buying insurance online from the provider or from an 800 number is tempting. But when a crisis hitsand what else do you have insurance for?it is crucial to have an agent who is local, whom you know personally and can serve as a one-stop shop for all your insurance needs.
We know our customers and we are always available, said Mike McBride. We sit down with people and do a review to stay on top of changes. If you call an 800 number, you get a different agent every time. They wont be familiar with you and might not be able to make suggestions.
In times of trouble, your agent goes to bat for you. They can file your claim for you, speak with the insurance adjuster and help you cut through red tapewhich is important, especially with weather-related incidents where a lot of people may be affected. Were here to be an advocate for the client, and say, Theres a communication gap here. Lets get everyone on the same page and move this process along, said Mike.
Moreover, Farmers only works with their own adjusters, which means that the person inspecting the damage is someone who is familiar with Farmers Insurance policies and invested in protecting their customers. Many online insurers use independent adjusters, who may not be as familiar with each insurers claims. Contact Mike McBride at 503-538-8898 to schedule an appointment today.
Mike McBride Agency
1548 E FIRST ST., NEWBERG, OR 97132
Brought to you by Bud Herigstad, PT and Owner, Chehalem Physical Therapy Inc. - Physical Therapy INSIDER -
Chehalem Physical Therapys owner Bud Herigstad, PT has been treating chronic pain and injuries related to home, office and industrial activities for thirty years. Bud is a Certified Ergonomic Assessment Specialist (CEAS) who helps provide pain free solutions to reduce pain and reverse work injuries.
Many people today are capable of troubleshooting problems with workplace ergonomics, especially with the help of Google. One example would be buying a footrest to accommodate a tall chair so that there is less strain on the legs and back. But for the one person who cant figure out why their pain wont go away, Bud acts as a detective, evaluating the motion or activity and workplace situation from pictures and the patients description to pinpoint the problem. Its generally understood that heavy manual labor has physical risks, but even normal home activities can also cause chronic problems. Each body is unique in strength and build, and a normal, pain free activity for one person may create strain on another.
I was called in to help someone with upper back pain who worked at the computer, Bud said. I was the third person to assess their work station. Everything looked fine and was lined up correctly. I had to watch them typing before I realized they were looking down each time to use the keyboard, instead of keeping their gaze on the monitor. This sustained position was creating strain and causing the pain. Bud built a keyboard support to minimize the downward tilt of the head, and the pain dissipated. Simple modifications can reverse patterns of pain.
CHEHALEM PHYSICAL THERAPY, INC.
120 N EVEREST RD., SUITE C, NEWBERG, OR 97132
Brought to you by Marcie Jones, Gentog - Senior Daytime Respite Care INSIDER -
Do you know someone living with Parkinsons Disease? My dad is currently dealing with life at the later stages of this complex, frustrating condition. When I asked him what someone could do to brighten his day, he had this advice:
Come visit me. I crave company. Sitting in a chair or lying in bed all day can be pretty boring. Having someone to talk to is a welcome distraction. So come visit.
Please understand that my body does not always respond to my brain. Sometimes I really cannot move. Be patient with me when that happens.
If I start to not make sense, remember that sometimes my brain gets foggy. Even if I carried on a great conversation this morning, this afternoon I may not recognize where I am or remember what were doing. I hate this fog please understand when it happens.
If youre so inclined, feel free to touch my shoulder, shake my hand, give me a hug. Being touched is something every human craves, and that need does not go away when a disease takes over.
If weve been friends for years, and you knew me when I was healthy and strong, please remember that version of me. Dont pity me Im trying to live proudly with Parkinsons. Treat me like you always have. Talk to me like you used to. Id love to hear about your most recent project, or your grandkids or your fishing trip. Help me to feel like the old me for a few minutes. That gift is priceless.
If someone you love is living with advanced Parkinsons Disease, Gentog offers a safe, fun place to spend time with people who know and understand. Call us today at 503-639-2600.
11535 SW Durham Rd #C5
Tigard, OR 97224
Brought to you by Branden Thompson, Chehalem Glenn Golf Course - Golf INSIDER -
Although technique and practice are both important, certain strategies can help you overcome the obstacles that golf presents in order to post a good score. Here are my top three:
1. Never try to follow a bad shot with a great shot. More than any other mistake, this impulse leads to double bogeys, triple bogeys or worse. When a player hits the ball into trouble, the goal is to get it back in play with the next shot. My rule for trouble shots is that you must be able to be successful nine times out of ten to try it. If your success rate for a given shot is less than that, chip it out.
2. The easiest up and down is usually from just short of the green. Most greens are sloped from back to front for drainage purposes. This means that if you are short of the green, then you are playing a shot into the slope, making it easier to control the speed. When in trouble, playing to the front of the green makes saving par a lot easier.
3. Get the ball on the ground as soon as possible around the greens. A ball flying through the air will not go into the hole. Shots that are rolling have a chance to go in. They also require smaller swings with lower lofted clubs, making the shot easier to control. Get it on the ground around the greens and lower your score.
CHEHALEM GLENN GOLF COURSE
4501 E FERNWOOD RD., NEWBERG, OR 97132
Brought to you by Bob Ekblad, EVP and Chief Operating Officer, Premier Community Bank - Community Banking INSIDER -
This coming November, Oregon residents will vote on a mega tax proposal, Measure 97, formerly known as Initiative Petition (IP) 28. In fact, this is one of the biggest proposed tax increases in Oregons history. It is estimated to generate $3.0 billion annually for the state to spend on education, health care, and senior services; at least initially, but future Legislatures may choose to allocate these funds differently.
The new tax would be 2.5% on the gross Oregon sales for companies headquartered or doing business in Oregon on amounts over $25 million. This tax would be on gross business revenues, regardless of a companys profitability. And for many products sold in Oregon, this new tax may be layered upon each step of the production or distribution process; therefore many items may be taxed multiple times. Certainly most of these companies cannot bear such a significant tax burden on their own. So of course, this tax will be passed onto their customers, which will get passed onto their customers, and ultimately to you and me as consumers. In fact, a study by the nonpartisan Legislative Revenue Office estimates that ultimately this tax will cost the average Oregon household over $600 a year through higher prices on many of our household staples. So when November rolls around, make sure to give this tax-measure its due consideration before casting your vote!
Call us if we can help you build your business.
PREMIER COMMUNITY BANK
901 North Brutscher Street, Newberg, OR 97132