You've undoubtedly heard the expression "use it or lose it." There a no truer words with regard to dental insurance.
Most insurance companies have their policy benefits online- you are your own best advocate to receive the care you are entitled to. Reading your policy can be a confusing and frustrating process filled with mysterious language; yet understanding your policy will help you to receive all your earned health benefits and avoid claim denials or unexpected dental bills.
Dental insurance benefits have an annual maximum which generally does not roll-over- each year, depending upon when your policy restarts, so does the benefit arrangement. Unused benefits, will not carry over to the next year. Therefore, use any and all benefits you are provided. Most insurance policies provide for dental cleanings with exam and fluoride twice yearly, and x-rays yearly. Utilizing these preventative services will help you avoid larger, more expensive dental problems in the long run.
And if you do need more than just a cleaning, confirm your coverage for dental work in advance and know what you will be responsible for.
Take control of your entitled healthcare benefits. At Gate's Dentistry, we understand your financial concerns and will help you navigate a workable solution to your dental health needs. Our patients benefit from our broad understanding of insurance practices.
Call us today to set up your dental exam and cleaning. With the New Year, let's work together make your dental health a priority.
Gates Family Dentistry
29990 Town Center Loop W
Wilsonville, OR 97070