Link to Owner Dr. Robert B. Pamplin Jr.



Brought to you by Lake Oswego's Victoria Bramley, The Insurance Store - HEALTH CARE INSURANCE INSIDER -

Victoria Bramley, The Insurance Store - HEALTH CARE INSURANCE INSIDERNovember is National Alzheimer's Month, Diabetes Month and Long Term Care Month.

The holiday season is often the first time we see physical and/or mental changes in those we may not have seen for a while. Caregiving, whether you are a care receiver or care giver, will change your life forever. Here are a few tips to help you plan.

1. Accept that it could happen to you or someone in your family. Statistically 3 out of 4 of us will eventually need long term care - care that meets your basic needs. It can happen at any age.

2. Visualize what receiving care could mean for you. It is known people are generally happier and healthier at home, and more people receive care at home. If care can be at home, (remember safety here) think of home modifications or generational living, etc.

3. Discover the care cost for your area and how to pay for it. Long Term Care is very expensive. There are 10+ ways to pay for LTC, and often combinations of those are used together.

4. Learn about your community resources. Lake Oswego Adult Community Center, managed by Ann Adrian, has been an excellent local resource for many years. Others, such as the Alzheimer's Association, are extremely helpful in assisting those who may need care now or in the future. The ADRC, Aging and Disability Resource Connection, and Providence ElderPlace are other important connections.

We all need to be proactive in planning for care, whether caring for others or ourselves. The key is starting before things happen.

The Insurance Store, Inc.

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