People may not put long-term care on their radar until after something happens to make them realize they just might need it. And even when they know they need it, they might avoid dealing with it, dreading expected high premiums.
According to the Administration on Aging, fewer than one-third of Americans older than 50 have begun saving for long-term care. To encourage people to take action, Julie Nimnicht, an attorney with the Law Offices of Geoff Bernhardt, will facilitate a presentation titled "How to Pay for Long-Term Care."
Nimnicht will discuss how to pay for long-term care without going broke, then cover topics such as asset protection strategies, veterans benefits, Medicare/Medicaid, long-term care insurance, and in-home care issues. The presentation will be held at the Lake Oswego Adult Community Center from 10 to 11:30 a.m. April 3; preregistration is required.
Nimnicht serves on the development committee for Guardian Partners, an organization that trains volunteers to assist the court system by monitoring guardianship cases to ensure there is no abuse, exploitation or neglect of elderly or disabled adults. The organization also facilitates education courses that provide training and resources to enable guardians to more effectively serve the vulnerable individuals they have been appointed to protect.
Nimnicht is a passionate advocate for older adults in regard to estate planning, protective proceedings and Medicaid planning. This is a great opportunity to learn from an expert and ask questions regarding how to pay for long-term care.
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The lunch menu this week features beef chili on Friday, March 15; chicken bake on Monday, March 18, and barbecued pork on a bun on Wednesday, March 20. A donation of $4 for those 60 and over and $5 for everyone else is suggested.
The LOACC is located at 505 G Ave., Lake Oswego, 97034. A list of activities and support groups can be found at loacc.info. On the left-side menu, click on "Activities" and "Services" for more details. Call 503-635-3758 to register for classes, events, make lunch reservations or schedule a massage.
Maria Bigelow is a program supervisor at the Lake Oswego Adult Community Center.