Brought to you by Jason Stewart-FINANCIAL INVESTMENT TEAM, INC.- Financial services, investment adviser

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Congratulations are in order! Your child has been accepted to multiple colleges, but now comes the confusion of comparing financial aid offers and determining the best path. Here are a few things to keep in mind as you embark on making college financial decisions.

1. What are the different types of aid. In your Free Application for Federal Student Aid (FAFSA®), if one of your listed schools is one you have been accepted to, you will receive a financial aid offer letter from that school. The financial aid offer includes the types and amounts of aid you may receive from federal, state, private, and school sources. Types of aid include grants and scholarships, loans, and work-study. You may see any combination of these types of aid in your Financial aid offer.

2. Understand each school's net cost! This is the dollar amount you'll want to compare across different schools to determine which school is most affordable. Schools often use different formats to present financial aid offers, making it difficult to compare net costs across schools.

3. Make sure you can cover the net cost. Since the net cost is the amount of money you'll have to pay out of pocket, it is important to make sure that you have resources to cover the net cost. Figuring out the correct strategy for funding the net cost can be the difference in failing or being successful when making this important step regarding your financial planning strategy.

We'd like to offer you a free consultation for those who need assistance planning for their child's college financial needs.

Investment advisory services offered through Financial Investment Team, Inc., an investment adviser registered with the state of Oregon. Securities offered through Peak Brokerage Services, LLC. Member FINRA/SIPC. Financial Investment Team, Inc. is a separate and independent entity from Peak Brokerage Services, LLC.

California Insurance Licenses OG28007, OE79360

Financial Investment Team, INC.

15350 S.W. Sequoia Pkwy, Ste. 150, Pltd. 97224

3835 N.E. Tillamook St. Pltd. 97212

phone: 503-906-5205

fax: 503-639-4292

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