Link to Owner Dr. Robert B. Pamplin Jr.



Brought to you by Mike Bien-- Financial Investment Team - -FINANCIAL INSIDER --Financial Advisor--

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The Medicare Annual Enrollment Period (AEP) begins Monday, 10/1. For those of you new to this process, you will need to be aware of several rules. First, the AEP is only for Medicare Advantage plans and Prescription Drug Plans. These plans are updated on an annual basis. Second, agents are not allowed to reveal anything about the new plans until 10/1. Agents are also not allowed to accept any applications until 10/15/18. For 2019, there is an additional one-time change enrollment period from 1/1/19 to 3/31/19.

During this period, there are two things you will want to check, your expected prescription drug costs and your network. Medicare has made this easy on its website This is the only approved website and will allow you to enter your prescriptions via dosage, frequency, and place of purchase. While entering your prescription information, be sure to note the Drug List ID and Date. This will allow you to recall your list without having to re-enter all the information. Once all the prescription information is entered, the system will sort the plans available to you by drug cost, from lowest to highest. It utilizes each plans formulary to project the annual drug costs. The site will also allow you to compare plans as well as make suggestions on how to reduce your drug costs. You will then want to insure your Doctors are in the plans network.

Financial Investment Team is here to help you make these comparisons at no cost to you.

Investment advisory services offered through Financial Investment Team, Inc., an investment adviser registered with the state of Oregon. Securities offered through Peak Brokerage Services, LLC. Member FINRA/SIPC. Financial Investment Team, Inc. is a separate and independent entity from Peak Brokerage Services, LLC.

California Insurance Licenses OG28007, OE79360

Financial Investment Team

15350 SW Sequoia Pkwy., Ste. 150

Portland, Oregon 97224


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